Cayman Islands Residency - RIF Trust


applicants can apply per year


minimum requirement


months processing time

Cayman Islands Residency offers you the opportunity to live in a stunning country.

It boasts a modern infrastructure, along with a low crime rate. There are excellent healthcare and education facilities in the Cayman Islands. Plus, a pro-business environment – which make it a vibrant place to live.

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Cayman Islands residents benefit from the country’s tax-neutral jurisdiction.

A British Overseas Territory, it levies no corporate taxes. You won’t have to pay any income tax either. Moreover, authorities process applications in as little as four to six months.

Benefits of Cayman Islands Residency-by-Investment

Once a resident of the Cayman Islands, you will benefit from the territory’s tax-neutral jurisdiction. There are no property or income taxes. Neither are there corporate or capital gains taxes. You're not liable for inheritance or sales taxes either.

From beginning to end, the application process can take as little as four to six months.

As part of your Cayman Islands residency application, there is the option to include immediate family members. However, these have to be financially dependent on you.

Who Can Get Cayman Islands Residency

  • Firstly, over 18 years old
  • Secondly, no criminal record
  • Next, capable of confirming the legality of the income.
  • Finally, no serious illnesses

  • First, over 18 years old
  • Second, no serious illnesses
  • Lastly, no criminal record

  • Either under 18
  • Or enrolled in full-time study at a university

Programme Requirements

To qualify for the Cayman Islands residency-by-investment programme, you must fulfil ONE of the following investment options AND meet other requirements:

OPTION 1. Acquire a Certificate of Direct Investment

You can obtain a Certificate of Direct Investment for Persons of Independent Means by investing US$1.2 million in an employment-generating business or businesses in the Cayman Islands. This allows you to live in the Islands and work for the company or companies you have invested in.

Your spouse and dependant children will also receive a Direct Investment Holder’s Dependant’s Certificate, which provides them with equivalent residency rights.

The application fee is US$1,200. You next pay an additional US$24,300 when they issue the certificate and a further US$1,200 payable for each dependant.

OPTION 2. Obtain a Substantial Business Presence Residency Certificate

If you own at least a 10% share in an approved business category or are employed in a senior management capacity within such a business, you qualify for a Substantial Business Presence Residency Certificate.

Approved business categories of business, for instance, include captive insurance, financial trading, and investment banking companies. You will receive a 25-year Residency Certificate. When issued, you pay a US$6,000 grant fee, with each of your dependants also incurring an additional US$1,200 fee.

OPTION 3. Secure a Residency Certificate for Persons of Independent Means

If you would like to live in Grand Cayman, you must demonstrate that you earn at least US$150,000 a year outside the Cayman Islands. You also need to make a local investment of US$1.2 million (of which US$600,000 must be in developed real estate). What’s more, the remaining US$600,000 must be actively invested in a company or property.

To become a resident of Little Cayman or Cayman Brac, though, you must prove that you earn at least US$90,000 outside the Cayman Islands. In addition, you will need to invest at least US$600,000 locally, of which at least US$300,000 must be in developed residential real estate.

Wherever you live, there is a one-time US$24,3000 fee payable when the Immigration Department issues you with the Residency Certificate. Furthermore, dependants incur a US$1,200 payable fee. There are approximate US$6,000 legal expenses.

OPTION 4. Receive a Permanent Residency Certificate for Persons of Independent Means

This option has no expiry date and qualifies you to be naturalized as a British Overseas Territories Citizen (BOTC). You are also eligible for a BOTC passport after you have lived five years in the Cayman Islands. After five years as a BOTC Citizen, you can then apply to become Caymanian.

You need to invest at least US$2.4 million in developed real estate and possess sufficient financial resources to maintain yourselves and your dependents, as well. The application fee is US$600 with an additional US$120,000 due on issue and a further US$1,200 per dependant.

Speak to a global expert

The RIF Trust team has global experts in over 20 countries. We can advise in 14 languages. Let us help you find the perfect investment migration solution.

The RIF Trust team has global experts in over 20 countries. We can advise in 14 languages. Let us help you find the perfect investment migration solution.

Application Process

  • MONTH 1

    Client onboarding process

    We commence our process, naturally enough, with Form 1. This enables us to carry out the initial RIF Trust due diligence. Following the successful screening, we then provide you with a Client Agreement (CA) to review and sign.

    Upon receiving the signed agreement and retainer payment, our legal team will next complete all necessary government forms and supporting documents. If you make a property investment, you will also need to execute a sales and purchase agreement with the developer. However, we will liaise with the property developer and the Cayman Islands Immigration Department on your behalf.

  • MONTHS 1-2

    Application review and submission

    Before submitting your documents, we first comprehensively review your application to ensure your file complies with the Cayman Islands Immigration Department's requirements. Then, our legal team will complete its final checks before submitting the relevant forms.

    The Cayman Islands Immigration Department will also undertake its own due diligence and reviews all the paperwork. We will continue to work closely with them throughout the process, however, to ensure your application is timely and efficiently processed.

  • MONTHS 4-6

    Cayman Islands Residency certificate issued

    The Cayman Islands Immigration Department will assess your application, and upon approval, you must make all necessary contributions. In addition, you must pay any applicable government fees. We will then arrange for all relevant residence certificates to be sent out.

Frequently Asked Questions

Cayman Islands Residency by Investment offers investors a route to naturalization and eventual citizenship if desired. Once your residency application is processed, you can enjoy a relaxed and safe lifestyle while benefitting financially from the islands’ tax-neutral status.

The Cayman Islands are easily accessible from the USA, Europe, and Canada. For example, they are only a short, 70-minute flight from Miami.

Sunny skies and turquoise waters help support a thriving tourism industry. Yet what really cements the decision for many investors is living in one of the leading financial services jurisdictions in the world.

If all required criteria are met, you can expect to receive your Cayman Islands residency certificate in between four to six months.

The Cayman Islands residency programme proves popular amongst investors seeking a family-inclusive option. Within your application, you can include your spouse and any children under 18 or who are enrolled in a full-time university course. You can also add offspring over 18 who are enrolled in a full-time university course.

The minimum investment required to gain Cayman Islands residency is US$1.2 million in a developed real estate development project within the territory. By doing so, you’ll have the opportunity to apply for a 25-year residency certificate in the territory.

For each of the investment options, you will have to reside in the territory for a set amount of days each year in order to maintain your residency status.

Speak to one of our global experts and begin your journey today

Our team operates in over 20 countries worldwide, securing second citizenship or residency in desirable locations and unlocking a brighter future.

  • 4-6 months application processing time
  • US$1,200,000 minimum requirement
  • Tax-efficient destination for individuals and businesses
  • Regular flights to major cities in north america & europe