Malta Citizenship by Investment - RIF Trust


visa-free countries


minimum requirement


months processing time

Malta Citizenship by Investment is a stable CBI due to its high due diligence standards that strictly limit investors’ eligiblity to apply for citizenship.

With its pro-business government, creating a company in Malta is straightforward, and its legislation and tax system are amongst the most favourable in Europe.

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It is an insurance policy. You can protect yourself against turbulence in your home country. If there is another pandemic, Mediterranean Malta makes for a perfect hideout to live and work in.

Benefits of Malta

Malta has been a member of the EU since 2004, and the Schengen Area since 2007. It enjoys a stable political climate with a low risk of financial instability.

Situated in the Mediterranean Sea, Malta enjoys a laid-back island lifestyle, an average of 300 days of sunshine, and the lowest violent crime rates in Europe.

With a Maltese passport, you'll be able to enjoy visa-free travel to 175 countries, including the UK and the US.

Malta is a country where violent crime is conspicuous by its absence and, above all, is an excellent place to raise families.

Who Can Get Malta Citizenship

  • Firstly, over 18 years old
  • Next, have a clean criminal record
  • Then, be of good character
  • Lastly, have a clean bill of health

  • First, over 18 years old
  • Also, have a clean criminal record
  • In addition, be of good character
  • Finally, have a clean bill of health

  • Firstly, under the age of 29
  • Secondly, Unmarried

  • Over 55

Programme Requirements

To apply for the Malta Citizenship-by-Investment Programme, you must fulfil ONE of the following investment options AND other requirements:

OPTION 1. Malta Exceptional Investor Naturalization (MEIN) in 12 Months

The first Citizenship by Investment option is to obtain residence in Malta for 12 months and pay €750,000. You will then need to buy residential real estate in Malta worth at least €700,000 or rent a residential property in Malta with an annual rent of at least €16,000.

In addition, you will have to pay the following due diligence fees:

  • First of all, €15,000 for you
  • Next, €10,000 for your spouse
  • In addition, €10,000 for your dependants aged 13 years of age and over.
OPTION 2. Malta Exceptional Investor Naturalization (MEIN) in 36 Months

The second Citizenship by Investment option is to obtain residence in Malta for a period of 36 months and pay €600,000. Then you must purchase residential Maltese property worth at least €700,000 or rent residential real estate in Malta paying at least €16,000 a year.

There are the following due diligence fees:

  • First of all, €15,000 for you
  • Then, €10,000 for your spouse
  • Also, €10,000 for your dependants aged 13 years of age and over.
Other Requirements and Benefits

To apply for the Malta Citizenship by Investment Programme, you must:

  • Firstly, maintain ownership or lease of this property for at least five years
  • Also, make a contribution via an exceptional direct investment in Malta
  • Then, pay a charity donation of at least €10,000 to an approved philanthropic, cultural, sporting, scientific, animal welfare, or artistic NGO.

Benefits include:

  • First of all, you qualify for a European passport
  • Also, you can take advantage of Malta’s state education and health system
  • Moreover, you are not taxed on foreign income or capital gains outside Malta.

Speak to a global expert

The RIF Trust team has global experts in over 20 countries. We can advise in 14 languages. Let us help you find the perfect investment migration solution.

The RIF Trust team has global experts in over 20 countries. We can advise in 14 languages. Let us help you find the perfect investment migration solution.

Application Process

  • Month 1

    Client onboarding begins

    We commence the Malta Citizenship by Investment process, naturally enough, with Form 1. This enables us to carry out the initial RIF Trust due diligence background checks. Following the successful screening, we provide you with a Client Agreement (CA) to review and sign.

    Next, upon receiving the signed agreement and retainer payment, our case processing team will complete all necessary government forms and collate supporting documents. Additionally, we liaise with the Community Malta Agency (Aġenzija Komunita' Malta), the Maltese Government Agency overseeing Maltese Exceptional Investor Naturalization (MEIN).

  • Months 2-3

    Residency Application and Securing a Residence

    A dedicated Relationship Manager (RM) will work with you on your Malta Citizenship by Investment application. Unless you have global health insurance that qualifies, we will obtain quotes locally for your coverage in order for you to invest in the country.

    You will need to rent a property for a minimum of 12 months or purchase a property to fulfil the application's residence stage. This will help demonstrate genuine ties to the country. Most clients choose to lease a property at this stage.

    We help coordinate your first visit to Malta and escort you to your appointment with the Community Malta Agency. Latitude Group advises the days you must spend in Malta during the residency stage. You can familiarize yourselves with the Maltese islands.

  • Months 4-5

    Maltese Citizenship Programme Application

    Visit our Malta office to work on the Malta citizenship programme application with your dedicated Relationship Manager (RM). Then, your RM schedules an appointment with a local notary to have the required supporting documentation certified in Malta. Furthermore, you RM will coordinate the necessary appointments about your application, such as with a local doctor, to facilitate the required medical forms.

  • Months 10-12

    Approval in Principle

    After receiving the Approval in Principle from the Community Malta Agency, you need to pay the contribution balance owing to the National Development and Social Fund. Then you must fulfil the remaining obligations. These include proof of property commitment and charity donation.

  • Months 16-18

    Oath of Allegiance and Passport Application

    The Maltese Government issues an invitation letter for you to swear the Oath of Allegiance. Please note every family member 18 years of age and older must take the oath. You will receive a Certificate of Naturalization.

    We will proceed with the passport application. Every family member six years of age and older will need to be present for the biometrics of their passport.

Frequently Asked Questions

In order to make an application for citizenship, you must have a minimum of 36 months of residency in Malta (12 months of Maltese residence if investing in the larger sum option). Once the government have completed their due-diligence process, you are then able to submit the full Malta Citizenship by Investment application. Even after receiving your citizenship, Maltese authorities will conduct continuous monitoring for five years.

Malta, officially known as the Republic of Malta, is a beautiful island nation in the Mediterranean Sea, lying 95 km south of Italy. Other than its gloriously warm climate and low crime rate, there are many other benefits to applying for the Malta Citizenship by Investment programme.

One of the fantastic Maltese citizenship benefits is that it allows you and your family the right to work and study throughout the EU, as Malta is a member of the European Union. As Malta has one of the fastest-growing economies in the EU, it is a favourable place for business. Children get access to Maltese public schools and universities.

You’ll also qualify for a Malta passport by investment and be able to take advantage of the Malta visa-free countries for travelling purposes.

A spouse or de facto partner, children under 18, and dependant adult children who are under the age of 29, unmarried, and financially dependent on the main applicant. In addition, parents, and grandparents over the age of 55 who are wholly maintained or largely supported by the main applicant.

All applications for citizenship are thoroughly checked and assessed via due diligence checks. Following on from the success of these, applicants must:

  • Be older than 18 years old
  • Contribute at least €600,000 for a minimum residence period of 36 months or €750,000 for a minimum of 12 months
  • Investment in property of at least €700,000, which must be held for five years, alternatively the lease of a rental property for at least €16,000 per annum
  • Make a contribution of at least €10,000 to a specific organisation which has been approved by the Community Malta Agency.
  • Legally reside in Malta for at least 36 months (12 months by exception) with your residence permit.

Your Maltese passport will be valid for 10 years. You can then renew this for a further 10 years.

The Malta passport is among the world’s most powerful travel documents. Currently, it ranks in the top 10. The passport allows visa-free travel to 175 Malta visa-free countries, including European countries, Hong Kong, Singapore, and the United Kingdom. Thanks to these Malta passport visa-free countries, you will not need to obtain a visa in advance.

Speak to one of our global experts and begin your journey today

Our team operates in over 20 countries worldwide, securing second citizenship or residency in desirable locations and unlocking a brighter future.

  • Visa-free travel to 175 countries
  • 16-18 months application processing time
  • €600,000 minimum requirement

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