Malta Residency by Investment - RIF Trust

27

schengen countries to explore

€150,000

minimum requirement

6-8

months processing time

There’s much to love about Malta residency by investment. Boasting a stable political climate and a low risk of financial instability, Malta also offers a European standard of living within a beautiful Mediterranean setting.

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The Malta Permanent Residence Programme offers great advantages to both individuals and families who are looking for a base in the European Union Schengen Area.

Benefits of Malta Residency by Investment

Malta boasts a stable political climate and a low risk of financial instability, as well as low crime rates.

The Maltese Government is pro-business, meaning that creating a company in Malta is a straightforward process.

Malta Residency extends to your spouse. You can also add children under 18 to your application. Children over 18 (as long as they are unmarried and non-economically active), as well as parents and grandparents that are primarily dependent on the main applicant, count as dependants too. You'll be able to enrol your children in excellent Maltese schools and universities, both public and private.

Being a member of the Schengen Area since 2007 and, also, a member of the European Union (EU) since 2004, families and individuals can travel visa-free through the EU Schengen Area.

You will become a Permanent Resident in Malta and, therefore, you can reside in the country for life.

English is one of Malta's two official languages, along with Maltese, and is spoken widely.

Who Can Get Malta Residency

  • Over 18 years old
  • Not a EU citizen
  • No criminal record
  • Have health insurance

  • Over 18 years old
  • Not a citizen of a European Union country
  • No criminal record

  • Living in the family home

  • Financially dependent on the investor

  • Financially dependent on the investor

Programme Requirements

To qualify for the Malta Permanent Residence Programme (MPRP) , you must fulfil ONE of the following qualifying investments AND meet other requirements:

OPTION 1. Combine a government contribution with a property purchase

Contribute €68,000 to the Government of Malta. You must also buy a property worth at least €300,000 in the South of Malta and Gozo. However, this increases to €350,000 in any other area of the country.

OPTION 2. Make a contribution to the Maltese Government and rent a property

Contribute €98,000 to the Government of Malta. You must also rent a Maltese residential property with an annual lease of at least €10,000 in the South of Malta and Gozo. However, this figure rises to €12,000 if you rent for 12 months in any other part of the country.

Other Requirements and Benefits

To be eligible for the Malta Permanent Residence Programme (MPRP), you must, firstly, prove you have €500,000 in capital assets, of which €150,000 must be available liquid assets. In addition, all dependants over 18 need an affidavit of support for inclusion.

Yet, to add parents or grandparents, you will need to pay a €7,500 administration fee for each dependent. You must also keep the property for at least five years and make a charitable donation of €2,000 as well.

You must also “make a donation of €2,000 to a local philanthropic, cultural, scientific, artistic, sport or animal welfare NGO registered with the Commissioner of Voluntary Organisations.”

This is a low capital outlay compared to other EU residence permit programmes and you can enjoy visa-free travel amongst the Schengen Area.

Speak to a global expert

The RIF Trust team has global experts in over 20 countries. We can advise in 14 languages. Let us help you find the perfect investment migration solution.

The RIF Trust team has global experts in over 20 countries. We can advise in 14 languages. Let us help you find the perfect investment migration solution.

Application Process

  • Month 1

    Client onboarding process

    We commence our process, appropriately enough, with Form 1. This enables us to carry out the initial Latitude due diligence. Following the successful screening, we will then provide you with a Client Agreement (CA). Before we can go any further, you will need to review and sign this.

    Upon receiving the signed agreement and retainer payment, our legal team will next complete all necessary government forms. They will also collate the supporting documents. We will also liaise with the real estate professionals and Residency Malta Agency. You will, however, need to make the first contribution of €10,000.

  • Month 2

    Application review and submission

    Before submitting your documents, we first comprehensively review your application to ensure your file complies with Residency Malta Agency's requirements. Only then will our legal team complete its final checks before submitting the relevant forms.

    Meanwhile, Residency Malta Agency will undertake its own due diligence and reviews all the paperwork. However, we will continue to work closely with them throughout the process to ensure they process your application timely and efficiently.

  • Months 4-5

    Application approved in principle

    Upon successful review of your application, you will receive an Approval in Principle Letter from the Residency Malta Agency, which confirms that you have met the eligibility criteria for the Malta Permanent Residency Programme (MPRP).

    This letter will allow you to proceed with the next steps in the process, such as making the necessary second contribution of €30,000.

  • Months 6-8

    Residence card issued

    You'll need to provide proof of property ownership or a rental agreement. In addition, you must make a mandatory charitable donation of €2,000. Then you'll need to provide the government with your current health insurance policy documentation.

    Once these requirements are met, you'll need to make the third and final contribution payment before we can arrange for the issuing of your residency cards.

Frequently Asked Questions

If you’re a third-country national, excluding EU, EEA, and Switzerland citizens, you’re eligible to apply for the Malta Permanent Residence Programme aka the Malta Golden Visa.

However, the list of currently sanctioned countries which are ineligible to apply may be revised from time to time by the Agency at its discretion.

As well as you, this Residency by Investment allows you to add your spouse.

In addition, you can include children under 18 and children over 18 (as long as they are unmarried and non-economically active) as dependants as well.

You can also add parents and grandparents that are primarily dependent on you for an additional cost of €7,500 each.

You can make a financial contribution of €2,000 to a local registered philanthropic, cultural, sport, scientific, animal welfare or artistic NGO. By registered, this means by the Commissioner for Voluntary Organisations, or as otherwise approved by the Agency.

No. If you are applying for Malta residency, you must own or lease a property. Then you need to submit the relevant documentation within eight months from the date of issue of the Letter of Approval in Principle.

However, if a property has been leased or purchased prior to the application submission, it may still be accepted. But it needs to fall in line with relevant requirements.

Speak to one of our global experts and begin your journey today

Our team operates in over 20 countries worldwide, securing second citizenship or residency in desirable locations and unlocking a brighter future.

  • 27 schengen countries to explore
  • 1-8 months application processing time
  • No language or education requirements
  • Malta has a rich history and culture

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